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For Home Buyers:
Why Buyers Choose Eric Pruitt - Why homebuyers looking for a real estate agent in the Palm Beach Gardens, North Palm Beach and Jupiter area choose Eric Pruitt. Latest Listings - Get Eric Pruitt's latest Palm Beach Gardens, North Palm Beach and Jupiter listings of homes for sale first! Find Your Perfect Home - Eric Pruitt will search for your ideal home and email you the newest Palm Beach Gardens, North Palm Beach and Jupiter MLS listings of properties in Palm Beach County FL. First Time Homebuyers - Are you a first time homebuyer in Palm Beach Gardens, North Palm Beach and Jupiter, FL? Choose a top real estate agent. Eric Pruitt can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Palm Beach Gardens, North Palm Beach and Jupiter house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Palm Beach Gardens, North Palm Beach and Jupiter Homes, For Home Buyers, For Home Sellers, Palm Beach Gardens, North Palm Beach and Jupiter Information, Real Estate Resources, and About Eric Pruitt. 
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
What do 84% of homebuyers who use the Internet to search for homes have in common?
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| A |
They use a real estate agent to purchase their home.
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Eric Pruitt PA, - ABR, CDPE, CRS, GRI, CLHMS
Keller Williams of the Palm Beaches
2901 PGA Blvd Suite 100
Palm Beach Gardens, FL 33410
Cell: 561-346-0555
Fax: 561-775-7317
Office: 561-775-7333
Eric@ericpruitt.com
With over twenty-nine years of real estate experience, Eric has been rated in the top 1% of all Realtors in the U.S. since 1988. Eric is consistently one of the top producers in Florida. He has earned membership in these highly coveted groups: Platinum Club, 100% Club and Hall of Fame, as well as receiving the Life Time Achievement Award. Further, he regularly sells 10 times more homes than the average agent.        
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